How to Calculate and Plan

Step-by-step guidance for taxes, equipment, cash flow and pricing your time.

These guides are step-by-step. They show how to estimate self-employment tax, work out sales tax, decide whether equipment pays for itself, measure cash runway and set an hourly rate that covers your real costs.

Every guide lists the inputs you need, the formula, the order to do things in, and the documents or official portals to check. Several of them point to the IRS or to state agencies, because tax rules and thresholds change and the official source is always the final word.

A good habit is to run each calculation twice: once with your best-case numbers and once with a cautious set. If the plan only works in the best case, that is useful information before you spend money, hire someone or commit to a lease. Keep your assumptions written down so you can compare them with what actually happens at the end of the quarter.

How to Calculate and Plan

Guides in this topic